THC - Tsarina Dellow
🌿 The Human CV: Tsarina Dellow
– Financial Educator, Trail Walker, SDGs 4 & 5
Tsarina Dellow is not your typical accountant. Yes, she can forecast tax and balance ledgers. But her real gift?
Transforming the way people think about money, time, and freedom. Equal parts strategist and soul-searcher, she brings spreadsheets to life. Tsarina shows clients how to carry only what truly matters … on the trail and in their business.
Whether she’s hiking mountains with a pack full of blister plasters or guiding women to reclaim their financial agency, Tsarina’s life is a living CV. Hers shows values, courage, and deeply human questions.
Where others see numbers, she sees energy.
Where others see budgets, she sees liberation.
👣 Life Wisdom from the Trail
Tsarina walked 3/4 of the South Island of Aotearoa on the Te Araroa Trail.
Starting at Bluff, she hiked into silence, slowness, and serious elevation. Lessons?
Everyone’s carrying something. The question is: Why?
What matters most costs weight - warmth, food, comfort - and you have to choose.
Deep connection with strangers can happen in a single day. And vanish by morning.
Time disappears in the wilderness. So does pressure. So does the to-do list.
Her favourite walking moment?
“I met a stranger on a bus and ended up walking beside him for a day. We told each other our whole life stories - and never saw each other again.”
💸 Her Money Philosophy
Money is stored energy. Not status. Not morality.
Act like a dead person when investing - set it and leave it.
Start with a $1,000 emergency fund. Then aim for 3 months’ lean expenses.
“Frittering” kills goals. Track what you value. Spend with intention.
Women are natural investors - once they’re empowered with education and tools.
📚 Favourite Tools & Frameworks
Barefoot Investor: For building life-aligned financial systems
Atomic Habits: For behavioural change (and chocolate rewards)
No-people days for deep work. People days for creative collision.
💼 What She Actually Does
Runs a boutique accounting practice
Coaches founders, creatives & change-makers on business + money clarity
Speaks to women about wealth care, boundaries, and equity
Welcomes AI to automate the boring and amplify the human
🥾 Personal Quirks & Trail Treats
Rewards herself with tiny chocolate squares after each admin task
Runs in toe socks and owns it
Prefers to camp high up with frosty views than carry a heavy thermos
Alternates between zesty networking days and deep solo strategy days
📣 Tsarina is calling in:
Women ready to reclaim their financial story. Poets. Purpose-led founders. Epic lady bosses. People who want more than “How much tax do I owe?” - they want to build a better life.
If you want an accountant who will also ask: “What kind of life are you trying to build?” - then Tsarina might be your next best decision. Get in touch with her at Tsarina@sdal.co.nz
📍 See more Human CVs at thehumancv.com